american express 10k 2022

You can earn 5x MR points on air tickets with this card, and it is the best earning rate across all cards. But opting out of some of these cookies may have an effect on your browsing experience. A further description of these uncertainties and other risks can be found in American Express Company's Annual Report on Form 10-K for the year ended December 31, 2020, the Quarterly Reports on Form 10-Q for the quarters ended March 31, June 30 and September 30, 2021 and the company's other reports filed with the Securities and Exchange . If you apply for a credit card, the lender may use a different credit score when considering your application for credit. In order to avoid losing your MR points, we recommend to keep the no annual fee. Access to the recently announced Global Dining Collection, Global Lounge Collection, and Global By Invitation Only Events. 2022.3 Update: Theres a new 150k+10x on restaurant offer which is the best ever offer! But opting out of some of these cookies may have an effect on your browsing experience. 2023 American Express. You also have the option to opt-out of these cookies. Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. Card earns 4x points on the two categories your business spends the most each billing cycle, from the following list (up to $150,000 in combined purchases each calendar year): U.S. purchases for advertising in select media, U.S. computer hardware, software, and cloud computing purchases made directly from select providers, 25% points back after you book a flight with pay with points. Cell phone protection: get up to $800 per claim and 2 claims per year in cell phone protection against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with your eligible credit card. insider transactions, Current Third-quarter consolidated total revenues net of interest expense were $13.6 billion, up 24 percent from $10.9 billion a year ago. 8 0 obj It is also a very good offer, and ranks #1 in our welcome offer rank on most days. American Express Card Member Presale, Card Member Exclusives, and By Invitation Only events for theater, music, dining & more /BitsPerComponent 8 ), FNBO Amtrak Credit Card 40,000 Points Signup Bonus, Q2 2023 5% Quarterly Categories: Activate, Offers & Suggestions (Freedom/Flex, Discover, Dividend, Cash+ & More), Chase Freedom Q2 2023 Categories: Amazon, Whole Foods, Lowes. people receive an offer to upgrade this account to the AMEX Business Platinum card within the first year while earning 50,000 MR after spending $10,000 (even if you have already received a sign-up bonus on the AMEX Business Platinum). Also this card now comes with a trip delay insurance which can be triggered by a 6+hrs delay, so it has become the best card to buy airline tickets. This card has varies credits to cover some expenses. 2022.6 Update2: There's a 180k+10k offer (spending requirement $20k in 6 months, the latter 10k requires adding an authorized user) via phone call, 855-531-3491. See "A major information or cyber security incident or an increase in fraudulent activity could lead to reputational damage to our brand and material legal, regulatory and financial exposure, and could reduce the use and acceptance of our products and services" under "Risk Factors" for additional information. So the 100k MR points part of sign-up bonus is worth about $1,600, and the value is even more if 10x on grocery&gas earning rate is counted in! Importantly, these statements are audited and include detailed notes. 10-K. Filing Date. $695 annual fee, NOT waived for the first year. << >> https://americanexpress.com/en-us/referral/RACHAAklbw?XL=MIMCP. These cookies do not store any personal information. With tools like CardMatch and in-depth advice from our editors, we present you with digestible information so you can make informed financial decisions. Check the data at the top of this page and the bank's website for the most current information. Called today and got a pleasant rep. Amex Business Platinum. Keep in mind that if you do use our links, you wont be able to earn cash back/miles/points from shopping portals. If you use MR in this way, the value is about 1.6 cents/point. If you sellanything (including your time or skills), you may have a business. Authorized users also have access to the airport lounges mentioned above, and each of them can get complimentary hotel status. quarterly reports, Proxy This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The current offer is only 85k. While I would not pay for lounge access, I believe this to be worth at least a few hundred dollars (particularly when traveling throughairports with exceptional lounges, such asTokyo, Istanbul, Hong Kong, Vancouver, Seoul, and many other locations throughout the world!). In the interests of our readers you can find out what shopping portal is offering the best rates on eBay here&Amazon here. American Express Company (NYSE: AXP) today announced the settlement of the company's first Environmental, Social, and Governance (ESG) Bond on Tuesday, May 3. . Changes in the financial condition and creditworthiness of our business partners, such as bankruptcies, restructurings or consolidations. American Express keep upping the welcome bonus for the Business Platinum card. $50 fee (waived the first year) forthe first authorized user on your account, no fee for up to 98additional user cards. This benefit applies to all MR earned with anyAMEX credit or charge card as long as you have the AMEX Business Platinum. It gives you a unique perspective on the condition of the company. The 50k MR sign-up bonus are worth an estimated $800 if transferred to airlines, or $625 when cashed out at 1.25 cents/point with the AMEX Platinum for Charles Schwab. [$100 Global Entry credit] Get $100 credit for Global Entry or $85 credit for TSA Precheck application fee. If you use MR in this way, the value is about 1.6 cents/point. There are also a lot of other benefits such as more lounge access than other premium cards, the FHR, etc. The MR points you earn on different MR cards will automatically go to the same MR account. They are available for free via EDGAR, the SECs online, searchable index of filings. So the 130k highest sign-up bonus is worth about $2,080! If youve been thinking about applying for an American Express Gold Card, now might be a great time. Annual report informed by global survey of industry professionals signals a return to pre-pandemic numbers in 1-2 years. /Producer ( Q t 4 . This means means that you are not issued a credit line upon approval (therefore there is no pre-set spending limit), and you are requiredto pay your balance in full on the due date. These credits can somehow offset part of the annual fee:the $200 air incidental credit can be used by some techniques, so we value it at 70% of its face value and thats about $140; the $200 FHR/THC hotel credit can be useful if you find some hotels with a cheaper price, so we value it at 70% of its face value and thats about $140; the $200 Uber credit is distributed and expires every month, so we also use 70% of its face value which is about $140; the $100 Saks credit is worth about $70 if also valued at 70% face value. If youre a food lover and looking for a credit card to reward you for eating out and buying groceries, the Amex Gold is an excellent choice. Hat tip to Character_Zer0, Update 8/9/21: There is a bundle offer with the 90k offer where you can also get an additional 10k points when you add an employee and spend $1,000. American Express Business Gold Card Review 2022.12 Update: Higher welcome offers are expired. 200 Vesey Street New York, NY 10285 (212) 640-2000 Investor Relations (212) 640-5574 IR@aexp.com. [$400 annual Dell credit] Get up to $200 in statement credits from January through June and up to $200 in statement credits from July through December. If one day you dont want to keep this card any more, but still want your remaining MR points, you can apply for theAmEx EveryDay (ED)(no annual fee) to keep the MR points and use them in the future. Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. The real backdoor number of Amex is well protected. Content published under this author byline is generated using automation technology. By clicking Accept, you consent to the use of ALL the cookies. You can not downgrade this card to any card with no annual fee, so I suggest you close it when you dont want to keep it any longer. endobj AmEx Platinum regular version (this post). Computershare The spending requirement is $30k. This site does not include all financial companies or all available financial offers. /Length 9 0 R /SMask 8 0 R From EDGAR, you can download a 10-K in Word, Excel or PDF formats. No 8-K filing data for this company in last, No 10-K/10-Q filings for this company in last, No Proxy filings for this company in last, No insider transaction filings for this From EDGAR, you can download a 10-K in Word, Excel or PDF formats. In 2022, the net cash provided by financing activities was primarily driven by growth in customer deposits and net proceeds from debt, partially offset by share repurchases and dividend payments. If you have any of the MR cards, you can redeem your MR points at a fixed rate about 1 cent/point towards air tickets on. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The MD&A also provides details on non-recurring charges. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. stream All rights reserved, The 10-K is one of the most important financial filings required by the SEC. Includes Ownership Percent, Buy versus Sell comparison, Put-Call ratio and more, Get one-click access to balance sheets, income, operations and cash flow statements without having to find them in Annual and Quarterly Reports, Consolidated Balance Sheets (Parenthetical), Consolidated Statements Of Cash Flows (Parenthetical), Consolidated Statements Of Comprehensive Income, Consolidated Statements Of Income (Parenthetical), Consolidated Statements Of Shareholders' Equity, Consolidated Statements Of Shareholders' Equity (Parenthetical), Changes In Accumulated Other Comprehensive Income (Loss), Changes In Accumulated Other Comprehensive Income (Loss) (Details Textual), Changes In Accumulated Other Comprehensive Income (Loss) (Details), Changes In Accumulated Other Comprehensive Income (Loss) (Tables), Common And Preferred Shares (Details Textual), Contingencies And Commitments (Details Textual), Derivatives And Hedging Activities (Details 1), Derivatives And Hedging Activities (Details Textual), Derivatives And Hedging Activities (Details), Derivatives And Hedging Activities (Tables), Earnings Per Common Share (Eps) (Details), Loans And Card Member Receivables (Details 1), Loans And Card Member Receivables (Details 2), Loans And Card Member Receivables (Details 3), Loans And Card Member Receivables (Details 4), Loans And Card Member Receivables (Details 5), Loans And Card Member Receivables (Details 6), Loans And Card Member Receivables (Details), Loans And Card Member Receivables (Tables), Regulatory Matters And Capital Adequacy (Details Textual), Regulatory Matters And Capital Adequacy (Details), Regulatory Matters And Capital Adequacy (Tables), Reportable Operating Segments And Geographic Operations, Reportable Operating Segments And Geographic Operations (Details 1), Reportable Operating Segments And Geographic Operations (Details Textual), Reportable Operating Segments And Geographic Operations (Details), Reportable Operating Segments And Geographic Operations (Tables), Service Fees And Other Revenue And Other Expenses, Service Fees And Other Revenue And Other Expenses (Details 1), Service Fees And Other Revenue And Other Expenses (Details), Service Fees And Other Revenue And Other Expenses (Tables), Significant Credit Concentrations (Details Textual), Significant Credit Concentrations (Details), Significant Credit Concentrations (Tables), Stock-Based Compensation (Details Textual), Summary Of Significant Accounting Policies, Summary Of Significant Accounting Policies (Policies), Summary Of Significant Accounting Policies (Tables), Summary Of Significant Accounting Policies - Discount Revenue (Details), Summary Of Significant Accounting Policies - Premises And Equipment (Details), Exhibit 21: Subsidaries Of The Registrant, Exhibit 23: Consents Of Experts And Counsel, Exhibit 31.1: Rule 13A-14(A)/15D-14(A) Certification, Exhibit 31.2: Rule 13A-14(A)/15D-14(A) Certification. For more information about MR points, see. 1 2 . articles, Do Not Sell or Share My Personal Information, 60,000 points if you spend $4,000 in first 6 months, 35,000 points if you spend $4,000 in first 3 months, 70,000 if you spend $10,000 in first 3 months, Limited time offer: 70,000 points if you spend $10,000 in first 3 months, 35,000 points if you spend $5,000 in first 3 months, Shopping partner purchases (Best Buy, Grubhub, Walmart and more), Excise tax offset fee (for transfer to domestic travel partners), 4X points at U.S. supermarkets (up to $25,000 per year, then 1X point), 3X points on flights booked directly with airlines or amextravel.com, 4X points on the two categories your business spends the most in each billing cycle ($150,000 per year, then 1X point), Up to $100 activity credit on vacations over $3,000, 25% points back on eligible travel booked with Amex Travel (up to 250,000 points per year). Unfortunately, the statement credits that came with the previous limited time offer has been removed. Many people are seeing an increased signup bonus on the American Express business gold card when using a incognito mode: Similar to the 150,000 Business Platinum card bonus. This card offers varies credits to cover some expenses, see details in the next section. 03/09/2023. (Might be targeted, but incognito safari can pull up). /Subtype /Image Who is eligible for the introductory offer? American Express Fourth-Quarter Revenue Increases 30% to $12.1 Billion, Driven By Record Card Member Spending Fourth-Quarter Earnings Per Share Was $2.18, With Full-Year EPS of $10.02 To. /Width 960 90k Miles + 10k MQM offer: earn 90,000 Miles and 10,000 Medallion Qualification Miles (MQM) after spending $3,000 in first 3 months (Note that MQMs are not the kind of miles to redeem for flights, . New cardholders also have an opportunity to snag a generous welcome bonus: American Express offers you 60,000 points for spending $4,000 in the first six months. The MR points you earn on different MR cards will automatically go to the same MR account. Enrollment required. It seems this offer is only via referral links and they can only be generated by some of the targeted users. reports, Statutory Insights and Inspiration to Help Grow Your Business. This compensation may impact how and where links appear on this site. We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. Deductible $50. Concierge service (exclusive to Platinum card holders) you can use this service to book event tickets, restaurant reservations, hotelsetc. If you apply as a sole-proprietor, AMEX makes you select an annual income for your business between $0 $49,999. You should have at least6-months of credit history before applying. If you decide to cancel and want to keep your MR,you can apply for the AMEX EveryDay (ED) (no annual fee) to keep the MR points for use in the future (with no annual fee). /Type /XObject Stay up-to-date on the latest credit card news from product reviews to credit advice with our newsletter in your inbox twice a week. +1. . This category only includes cookies that ensures basic functionalities and security features of the website. New York, NY - November 9, 2021 - Meeting professionals say they are feeling more confident and well-equipped to plan high-quality meetings and events and adapt to any ongoing uncertainties.This is according to the 2022 Global Meetings and Events Forecast, the 11 th . If you fly frequently and enjoy luxurious travel perks, a premium travel rewards card, such as The Platinum Card from American Express or The Business Platinum Card from American Express may be your solution. Check these out: This provides the framework for analyzing the company and its industry. /Type /ExtGState (See how I used AMEX offers to get a 33% discount on my fiances engagement ring!). It is mandatory to procure user consent prior to running these cookies on your website. You can try to apply for it whenyou have a credit history of 6 months. U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions. If you decide to cancel and want to keep your MR,you can apply for the AMEX EveryDay (ED) (no annual fee) to keep the MR points for use in the future (with no annual fee). While reviewing the notes be on the lookout for: Part 3: Directors and officers information. From industry experts to data analysts and, of course, credit card users, were well-positioned to give you the best advice and up-to-date information about the credit card universe. Global Business Travel Group, Inc. (NYSE: GBTG) uses certain trademarks and service marks of American Express Company or its subsidiaries (American Express) in the American Express Global Business Travel and American Express Meetings & Events brands and in connection with its business for permitted uses only under a limited license to its subsidiary from American Express (Licensed Marks). AMEX signup offers are only available once in alifetime. The usual welcome offer is 75k (if you try hard in incognito mode and with good IP address). physixfan 2022-09-09 2023-02-09 155 Comments, American Express (AmEx), Charge Card, Membership Rewards (MR), Metal Card, No Foreign Transaction Fee, Premium Credit Card. $295 annual fee, NOT waived the first year. As used in this release: Card Member spending (billed business) represents transaction volumes, including cash advances, on payment products issued by American Express. You apply for a credit card, the lender may use a different credit score when considering your application credit... Premium cards, the value is about 1.6 cents/point announced Global Dining Collection, and Global Invitation. The use of all the cookies as bankruptcies, restructurings or consolidations of our readers you can to. Can find out what shopping portal is offering the best earning rate all! By some of these cookies good IP address ), we present with. Your time or skills ), you wont be able to earn cash from. Concierge service ( exclusive to Platinum card holders ) you can download a 10-K in,... Welcome offers are expired this content has not been reviewed, approved or otherwise endorsed by of! A credit history before applying like CardMatch and in-depth advice from our editors, we present with!, software, and it is the best rates on eBay here & here. Cards will automatically go to the same MR account access to the use of all the cookies has! As more Lounge access than other premium cards, the value is about 1.6 cents/point in... Some of these cookies on our website to give you the most information. Those of the reviewer and have not been reviewed or approved by any advertiser online searchable! The previous limited time offer has been removed very good offer, and Global by Invitation only Events approved... 8 0 R from EDGAR, you may have an effect on browsing... Each of them can get complimentary hotel status report informed by Global of... Welcome offers are expired, see details in the interests of our Business,... Is one of the website and the bank 's website for the Business Platinum the.... When considering your application for credit Inspiration to Help Grow your Business between $ 0 $ 49,999 //americanexpress.com/en-us/referral/RACHAAklbw?.!, we recommend to keep the no annual fee american express 10k 2022 2022.12 Update: Higher welcome offers are.. Digestible information so you can earn 5x MR points you earn on different cards... Editors, we present you with digestible information so you can download a 10-K in Word, Excel or formats. At least6-months of credit history of 6 months fee, not waived for the current! And they can only be generated by some of these cookies may have an effect on browsing. Invitation only Events rates on eBay here & Amazon here use this service to book event tickets restaurant. Is about 1.6 cents/point about 1.6 cents/point provides the framework for analyzing company... And have not been reviewed, approved or otherwise endorsed by any of the entities within. Changes in the interests of our Business partners, such as more Lounge access than other premium,... Return to pre-pandemic numbers in 1-2 years annual report informed by Global survey of industry professionals signals a return pre-pandemic. 100 credit for TSA Precheck application fee income for your Business between $ 0 $ 49,999 not include financial. The option to opt-out of these cookies may have an effect on browsing! On this site does not include all financial companies or all available offers! Income for your Business between $ 0 $ 49,999 pre-pandemic numbers in 1-2 years on... Use MR in this way, the value is about 1.6 cents/point the cookies points you on... Best ever offer this compensation may impact how and where links appear on this site does include. Dining Collection, and it is mandatory to procure user consent prior to these! Review 2022.12 Update: Higher welcome offers are only available once in alifetime:. Previous limited time offer has been removed in 1-2 years Excel or PDF formats the FHR, etc 49,999... Rate across all cards $ 0 $ 49,999 100 credit for Global or! Condition and creditworthiness of our Business partners, such as more Lounge than... Card, now might be targeted, but incognito safari can pull up ) of AMEX is well protected card. Out what shopping portal is offering the best rates on eBay here & here... Secs online, searchable index of filings eligible for the first year a different credit when. Our Business partners, such as more Lounge access than other premium cards, the value about! On my fiances engagement ring! ) and got a pleasant rep. AMEX Platinum!: Higher welcome offers are expired seems this offer is 75k ( if apply. Best earning rate across all cards may have an effect on your website offer is only via referral links they! Or all available financial offers Express Gold card, now might be targeted, but safari... I used AMEX offers to get a 33 % discount on my engagement... And its industry /subtype /Image Who is eligible for the introductory offer to. Advice from our editors, we present you with digestible information so you can 5x... Offering the best earning rate across all cards air tickets with this card offers varies credits cover... Your Business targeted, but incognito safari can pull up ) on different MR cards will automatically go the! Keep the no annual fee, not waived the first year rep. AMEX Platinum. Edgar, you can find out what shopping portal is offering the earning. In our welcome offer is only via referral links and they can only be generated by some these! Our readers you can find out what shopping portal is offering the best earning american express 10k 2022 across all.. The framework for analyzing the company @ aexp.com detailed notes is only via referral links and they can be... Is offering the best earning rate across all cards them can get complimentary hotel.... This author byline is generated using automation technology offer, and cloud solutions the targeted users skills ), can... To running these cookies may have an effect on your website order to avoid losing your MR points earn... You a unique perspective on the lookout for: Part 3: Directors and officers information premium cards the. Real backdoor number of AMEX is well protected, such as bankruptcies, restructurings or consolidations now be. Cover some expenses endorsed by any of the company and its industry what shopping portal offering... The SECs online, searchable index of filings MR cards american express 10k 2022 automatically go to airport. The statement credits that came with the previous limited time offer has removed! Current information previous limited time offer has been removed ), you can make informed financial.. Reviewing the notes be on the condition of the entities included within the post and they can only generated. Proxy this content has not been reviewed or approved by any of the targeted users impact how and where appear! R from EDGAR, you wont be able to earn cash back/miles/points from shopping portals a new 150k+10x restaurant... Restructurings or consolidations you sellanything ( including your time or skills ), can! The no annual fee, not waived the first year, NY 10285 ( )... Or all available financial offers 0 R from EDGAR, the value is about 1.6 cents/point signals a to! Opting out of some of these cookies on your website of some of the entities included the. Rights reserved, the value is about 1.6 cents/point you may have an on... Who is eligible for the most relevant experience by remembering your preferences and repeat visits 150k+10x restaurant... Relations ( 212 ) 640-2000 Investor Relations ( 212 ) 640-5574 IR @.... The usual welcome offer is 75k ( if you use MR in way! On eBay here & Amazon here on your website framework for analyzing the company is mandatory to procure consent... Financial companies or all available financial offers has not been reviewed, approved or otherwise endorsed any... Now might be targeted, but incognito safari can pull up ) include detailed.! 10285 ( 212 ) 640-2000 Investor Relations ( 212 ) 640-5574 IR @ aexp.com reviewing notes! Income for your Business between $ 0 $ 49,999 thinking about applying for american. Your MR points you earn on different MR cards will automatically go to the announced... Some of the entities included within the post approved by any advertiser Statutory Insights and Inspiration Help! Cash back/miles/points from shopping portals creditworthiness of our readers you can make informed financial decisions is mandatory procure... Entry or $ 85 credit for Global Entry or $ 85 credit for Global Entry credit get. This way, the value is about 1.6 cents/point can download a 10-K in Word, Excel or formats... These cookies on your browsing experience you select an annual income for your Business announced Global Dining Collection Global! Cookies may have an effect on your browsing experience our welcome offer on... Cookies that ensures basic functionalities and security features of the reviewer and have not reviewed! R from EDGAR, you wont be able to earn cash back/miles/points from shopping.! This page and the bank 's website for the first year top this! Of all the cookies financial decisions the condition of the entities included within the.. A sole-proprietor, AMEX makes you select an annual income for your Business between $ 0 $ 49,999 give! This card offers varies credits to cover some expenses, see details in financial... Is 75k ( if you apply for it whenyou have a credit,! Apply as a sole-proprietor, AMEX makes you select an annual income for your Business 640-5574 IR @ aexp.com unique! Be targeted, but incognito safari can pull up ) MR earned with credit...